Blog
Supporting Your Aging Parents Without Sacrificing Your Own Stability
As your parents age, stepping in to help can feel overwhelming. This guide walks you through how to talk about money, gather important documents, secure legal authority, and create a flexible support plan. Learn how to manage caregiving without compromising your own financial well-being.
Qualified Trust Annuities (QTAs): A Valuable Estate Planning Tool for Families with Disabled Beneficiaries
Qualified Trust Annuities can defer tax on inherited RRSP or RRIF assets and provide lifetime income for a financially dependent disabled beneficiary.
The RDSP: A Long-Term Savings Tool Canadian Families and Individuals Should Know About
The federal government has contributed $5.1 billion in grants and $2.1 billion in bonds to Registered Disability Savings Plans since 2008 — yet only 23% of eligible Canadian children aged 0 to 18 have one. Here’s how the RDSP works, how much the government match can add each year, why starting early matters, and what the latest 2024 data reveals about the families already benefiting.
Financial Planning for a Child With a Disability
Raising a child with a disability comes with a question that can keep you up at night: will they be secure once I am no longer here to help? This roadmap walks through the main building blocks families use to plan with confidence, one step at a time.
Financial Checklist for New Parents in Canada
A new baby changes everything, including your money. Between sleepless nights and tiny socks, a few financial steps can help protect your growing family. Here is a simple checklist of what to set up, update, and start when a baby joins your home.
What Is Participating Whole Life Insurance?
Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it’s for, and how it compares to other types of life insurance.
Easier Access to the Disability Tax Credit in 2026: What the Spring Update Means for Families
The 2026 Spring Economic Update keeps the core Disability Tax Credit rules in place, but it proposes a simpler application path for some long-lasting conditions and an expanded list of professionals who may certify certain impairments. Here is what families need to know about the 2026 DTC amount and the proposed measures.
What Is Life Insurance and How Does It Work?
Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your family may need.
Tax Lines to Look Out For on Your 2025 Canadian Tax Return
The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.
Ontario Budget 2026
The 2026 Ontario Budget brings major changes for small business owners, home buyers, and investors. From a cut to the small business tax rate to an enhanced HST rebate on new homes, here is what you need to know and how it could affect your finances.