Investment Planning
A well-structured investment plan helps you grow wealth, manage risk, and maximize tax efficiency. At Ability Private Client Group, we tailor strategies using the right mix of registered accounts—including RRSPs, TFSAs, RRIFs, and RDSPs—to help you and your family achieve your financial goals.
Registered Disability Savings Plan (RDSP)
Designed to support long-term financial security for individuals with disabilities, with government grants and bonds to help savings grow.
Tax-Free Savings Account (TFSA)
Save and invest with tax-free growth. A TFSA is flexible and ideal for short- and long-term goals while keeping your money accessible.
First Home Savings Account (FHSA)
A new account designed to help first-time homebuyers save tax-free for their first home—combining benefits of both an RRSP and a TFSA.
Registered Retirement Savings Plan (RRSP)
Build toward retirement with tax-deferred growth and contribution deductions that lower your taxable income today.
Registered Retirement Income Fund (RRIF)
Convert your RRSP into steady retirement income, ensuring a reliable cash flow throughout your retirement years.
Registered Education Savings Plan (RESP)
Invest in your child’s future with government grants that make saving for post-secondary education easier and more rewarding.
Mutual funds are offered through Investia Financial Services Inc. (“Investia”). Mutual funds are sold exclusively by Representatives who are licensed by provincial regulators and registered with Investia.
Commissions, trailing commissions, management fees and other expenses may be associated with mutual funds investments. Please read the Fund Fact or prospectus carefully before investing. Mutual funds are not guaranteed, their values change frequently, and their past performance may not be repeated.
Insurance products are provided through multiple insurance carriers.