Our disability plan is tailored to create a secure financial foundation for a loved one with special needs. A key component is a life insurance policy purchased on the lives of the parents or primary caregivers. These policies act as the backbone of your funding strategy—small, manageable premiums ultimately provide a substantial, tax‑free lump sum to support the Henson Trust when it’s needed most. Because these proceeds bypass probate, they become available quickly when they matter most, helping preserve financial stability and continuity.

In addition to insurance, our strategic planning includes setting up powers of attorney (for property and medical care) and integrating RDSPs (Registered Disability Savings Plans). We also embed trustee support services, guiding those who manage the Henson Trust through decisions, compliance, and record keeping. The goal is peace of mind: ensuring that the long‑term quality of life for your loved one is maintained with dignity and certainty, while protecting eligibility for public benefits.