by Ability Private Client Group | Sep 25, 2026 | 2026, Blog, disability
A Qualified Trust Annuity (QTA) is a specialized estate-planning strategy available under the Canadian Income Tax Act for certain financially dependent children or grandchildren who inherit registered assets such as an RRSP or RRIF. Rather than triggering immediate...
by Ability Private Client Group | Sep 1, 2026 | 2026, Blog, disability
The RDSP: A Long-Term Savings Tool Canadian Families and Individuals Should Know AboutRaising a child or supporting a family member with a disability often comes with extra costs that don’t fade with time. Therapy, equipment, transportation, and day-to-day care...
by Ability Private Client Group | Aug 6, 2026 | 2026, Blog, disability, insurance
Financial Planning for a Child With a DisabilityIf you are raising a child with a disability, you may carry a question that feels bigger than most: what happens to my child when I am no longer here to help? It is a deeply human question, and it comes from love. The...
by Ability Private Client Group | Jun 1, 2026 | 2026, Blog, insurance
What Is Participating Whole Life Insurance?Most people buy life insurance for one reason: to make sure their family is protected if something happens to them. But there is a type of life insurance that does something more – it builds value over time while you...
by Ability Private Client Group | Apr 1, 2026 | 2026, Blog
Tax Lines to Look Out For on Your 2025 Canadian Tax ReturnThe deadline for filing your 2025 income tax return is April 30, 2026. With several changes this year, from a lower federal tax rate to new benefits and eliminated credits, it pays to know what has changed...
by Ability Private Client Group | Mar 30, 2026 | 2026, Blog
What the 2026 Ontario Budget Means for Your Wallet and Your BusinessIf you live or run a business in Ontario, the provincial budget released on March 26, 2026 includes several changes that could affect your taxes, your home purchase, and your bottom line. Whether you...
